Personal Auto
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Auto insurance coverages we offer

We have affordable coverage options to protect against just about anything. Get a free car insurance quote and you can customize your coverages online.

Bodily Injury, Property Damage, Personal Injury Protection, Uninsured/Underinsured Motorist coverages, Towing and Roadside Assistance.

Keep in mind, coverage offerings can vary by state.

Drivers with multiple PIP claims, FR44, DUI or DWI and SR22 can also receive affordable rates too.

Bodily Injury & Property Damage

Pays for property damages and injuries you cause to others while driving. You’re also covered for court/attorney costs.

Example: You rear-end another car, causing damage to the vehicle and injuring the driver. The insurance company will pay for, up to your policy’s limits, the other driver’s car repairs and injuries, plus costs from any potential lawsuit. There’s no deductible for liability.

Comprehensive and collision

Comprehensive pays to repair or replace your car if it’s damaged from an incident out of your control: theft, vandalism, hitting an animal, fire, acts of nature, and glass damage. Collision covers damages to your vehicle if you’re in an accident, regardless of fault.

Example (Comprehensive): Your car is totaled during a major hailstorm while parked outside. If you have comprehensive, the insurance company will pay you the value of your car, After you pay your deductible.
Example (Collision): You back out of your garage, hit your basketball hoop, and cause $2,000 worth of damage to your vehicle. With collision, the insurance company will pay to repair your vehicle, After you pay your deductible.

Uninsured/underinsured motorist

If you’re hit by a driver with no insurance or not enough insurance, uninsured/underinsured motorist (UI/UIM) bodily injury and property damage coverage can pay for your injuries and damages, up to your policy’s limits.

Example: An uninsured driver runs a red light and hits your vehicle. If they can’t cover the damages to your vehicle, your uninsured motorist property damage can pay for the repairs.

PIP Coverage

Personal Insurance Protection pays for medical costs if you, your family members, or your passengers are injured in an accident, regardless of fault.

Example: Your newly-licensed 16-year-old neighbor drives your child to school, and they’re in an accident. Your child is injured and has a $1,000 medical bill. Medical payments will cover the bill, up to the limits of your policy. No deductible applies.

Rental car reimbursement

Pays for your rental car fees while your vehicle is being repaired from a covered loss

Example: Your car is severely damaged in an accident, and repairs will take up to 30 days, so you need a rental. If you have rental car reimbursement, the insurance company will pay for your rental car fees (up to your policy’s limits).

Named Non Owner policies

A liability policy for those who drives, but don’t own a car. Whether you rent or borrow a car often, or need to file for an SR-22 without a vehicle, a non-owner policy is a relatively inexpensive option to purchase auto insurance liability coverage. Non-owner auto insurance rates are often 25% to 45% cheaper than those for a standard policy. However, non-owner insurance isn’t the right choice for many people who would otherwise be required to be listed on a car’s primary policy.

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